About hurstlending

Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner. He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them. Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace. Education: Mr. Hurst holds a BBA in Finance from Texas A&M University.

Pool Escrow: Don’t Forget Your Outdoor Space When You Build

Republished from our parent company blog Today’s trend toward outdoor living – think outdoor kitchens, posh patio furniture, covered verandas wired for TV & speakers, firepits and other little luxuries- encourages us to think of the outdoor environment of the home hand-in-hand with the house itself. Especially during hot Texas summers, many buyers of luxury homes [...]

By |2017-08-29T05:27:41+00:00February 19th, 2017|Uncategorized|0 Comments

4 Steps to Prepare for House Hunting

A recent CNN Money article summarized movement in the housing market so far in 2015. They stated that: “On a national level, 40% of homes moved off the market in the two-month period, a slight increase from 38% during the same time period in 2014, the report showed. On average, lower-priced homes in the fast-moving [...]

By |2017-08-29T05:27:41+00:00April 24th, 2015|First Time Home Buyers, Mortgage, Uncategorized|0 Comments

Nervous About Taking on a Mortgage?

We don’t re-publish a lot of content, but this weekend Jonathan Clements wrote a great article in the WSJ that explains why taking out a mortgage can be a great financial strategy.  I liked it so well, I have published it here, almost in its entirety.  Here is a link to his original article:  Nine [...]

By |2017-08-29T05:27:41+00:00December 9th, 2014|First Time Home Buyers, Mortgage|0 Comments

Build On Your Land – With Low Money Down

FHA and VA loans are very popular options for home buyers who want to buy a home with a low down payment.  FHA loans require only a 3.5% down payment, while VA loans require no down payment at all. However, these loans are rarely used for new construction. This is because most lenders require a borrower to [...]

Low Down Payment – Jumbo Mortgage

The jumbo property market in Texas is in much better shape than most markets around the country. However, sales are still slow in the upper end for a few reasons. But, one of the least discussed is the large down payment and reserve requirements for jumbo mortgages. The down payments required are generally 20%-25% of [...]

By |2017-02-19T02:05:32+00:00July 27th, 2010|Front Page|0 Comments

No Equity? Still want to Refinance?

Homeowners with little or no equity in their homes still have time to take advantage of the Government’s Home Affordable Refinance Program. The HARP program is designed for borrowers with underwater mortgages but who are otherwise qualified and responsible borrowers.  This program allows borrowers to refinance their primary residences up to 105% loan to value [...]

By |2017-02-19T02:09:25+00:00June 16th, 2010|Front Page|0 Comments

How Do I Find The Best Jumbo Texas Mortgage Rates?

Non-conforming loans, also called jumbo loans, are loans with higher dollar amounts which may not be sold to Fannie Mae or Freddie Mac. A Texas Mortgage that is above the conforming loan limit of $417,000 for the year 2010 is considered to be a jumbo loan. Non-conforming Texas Mortgage loans often come with a higher [...]

By |2017-02-19T02:11:16+00:00June 16th, 2010|Front Page|0 Comments

Want to Buy a Home at a 50% discount?

The Good Neighbor Next Door Sales (GNND) program is a federal revitalization initiative through HUD that provides homeownership at a substantial discount to qualified buyers.  Under this Texas  Home Loan program, HUD offers a 50% discount on the list price of a qualified home as long as the buyer commits to live in the property [...]

By |2017-08-29T05:27:41+00:00May 30th, 2010|Front Page|0 Comments